Housing Solutions for 60 Year Olds and Up
Aging brings physical changes, but with the right approach, mobility and strength can improve. Physical therapy helps maintain function for daily activities, while movement keeps the muscular and nervous systems adaptable. Seeing a physician early and working with a physical therapist can prevent falls and support an active lifestyle. Graceful aging is linked to resilience, optimism, and social connections. Inspired by the “Blue Zones,” staying engaged and having a daily purpose—like Dr. Rick’s 97-year-old neighbor who still plays tennis—promotes longevity and well-being.
Housing Solutions Options
Independent Living Communities
Independent living communities provide a social environment for healthy older adults, often including homemaker and housekeeping services but little to no assistance with daily activities. Housing options range from aging at home to active adult communities, which are designed for independent, active individuals but may not offer in-home services. Cohousing is another option, where multiple households share communal spaces, fostering social connections and mutual support.
HUD Assisted Housing
HUD-assisted housing provides affordable options for individuals with disabilities. Assisted living communities offer 24-hour support for those who need help with daily activities but don’t require full-time nursing care, with some facilities specializing in dementia and Alzheimer’s care—though Medicare does not cover these costs. Board and care homes, often run by private homeowners, accommodate a few residents and may accept Medicaid. Continuing care retirement communities offer a range of services, allowing residents to transition from independent living to nursing care as their health needs change, with costs varying based on the level of care required.
Nursing Homes
Nursing homes provide the highest level of care for older adults, offering assistance with daily activities, meals, medical services, and specialized care for conditions like Alzheimer’s. Some also provide rehabilitation services. Medicaid may cover costs but requires individuals to use their own financial resources first. Choosing the right facility can be overwhelming, so using a certified referral and placement service, such as those recognized by the National Placement Referral Alliance, can help. Professional move management companies, certified by the National Association of Senior Move Managers, can also assist in finding suitable housing and care options.
Other Options
Another option is shared housing where two or more unrelated people are sharing a home. An older person may seek to find and become a roommate or where multiple residents can rent private bedrooms and share common areas. Independent living communities cater to healthy older people who want to live among their peers. Many offer homemaker and housekeeping services. They may not be any actual assistance with activities of daily living, however. If you’re in New Jersey, call us for important resources on housing needs.